Chapter: 4911

No matter whether it is a luxury house, a luxury car, or a luxurious upper-class life, all of them have to wait eighteen years.

If you count the child’s expected due date of eight months, rounding up equals to 19 years.

However, the $10 million check given by Fei Kexin was different. This was not a conditional family trust, but a real cash check.

Just take this check to any bank in the United States and it can be exchanged for $10 million in cash.

When Li Yalin heard them ask about the 10 million yuan, he couldn’t help but say: “Actually, my original idea was to put the money in the trust, but the trust I checked did not have such a high annualized return of 8%. I was based on about 3.8 Calculated with an annualized income of about %, it will be almost 20 million after 18 years, and then starting from the 19th year, the interest can be taken out every year, part of which is used as the child’s education fund, and part as the child’s living allowance, etc. After the child gets married, you can withdraw one million dollars at a time. If you have more than two children, you can divide the two million dollars equally, and the rest will continue to be placed in the trust…”

When Li Yalin said this, her daughter Li Yuanyuan hurriedly said: “Dad… you can’t put this money into the trust any more… If that’s the case, let’s put all the money The withdrawal can only be made after 18 years. From now on, we will still have many uncertainties in the next 18 years. For example, if you move to Houston to live with us in the future, plus the child will be born in our house. , I always have to change to a bigger one. Sun Hui and I don’t have to live in an apartment in the city. We can come and live with you. In this way, you can also help us take care of our children, and if there are more children, The family may have to hire an auntie, buy various hardware, and there is still a lot of money needed…”

Li Yalin looked at the woman and asked her, “Yuanyuan, how do you mean to arrange ten million?”

Li Yuanyuan thought for a while and said, “Dad, that’s what I think, let’s exchange one million dollars for a house, and we can change to a villa that is closer to the city, bigger, newer, and better. Then upgrade other hardware in the home, such as food and clothing expenses, cars, and home appliances, and the rest will be put into more flexible financial management first, and if necessary, you can withdraw at any time.”

Sun Hui couldn’t help but agree: “Yes, Dad, I think this is more flexible. With this money to support, we can choose a better private hospital for Yuanyuan to give birth. In this way, her pregnancy check-up will be better. It can be more comfortable and convenient.”

Li Yalin hesitated for a moment, sighed, and said, “Well, according to what you said, $1 million to buy a house, $500,000 to upgrade the family expenses, and another $500,000 as a reserve for flexible withdrawals, As for the remaining 8 million yuan, all of them will be handed over to your mother, and how to arrange it is not counted by the three of us, your mother has the final say.”

Li Yuanyuan couldn’t help but ask: “Dad, I only took out two million in total, is it a little less… Why don’t I take out three million first…”

Li Yalin waved his hand: “I’ve made up my mind, what should I do first? If you have any money to spend next, go and apply for it with your mother.”

With that said, he looked at his wife Chen Junmei and asked her, “Junmei, do you think this is okay?”

Chen Junmei was stunned for a moment, then came back to her senses and smiled: “Old Li, if you want me to tell me that you don’t give me this money, isn’t it a total of 8 million? Just put it in the trust, just for a short period of time. Trust, from now on, for the next 18 years, we will take out one-eighteenth of it every year until it is fully taken out in eighteen years. As for how to use the money, we have the final say.

Li Yalin couldn’t help but be a little astonished, but he soon realized that his wife also found out that the child took money a little too seriously, and didn’t want to be the money manager directly.

So, he sighed softly and said, “Okay, just do it like this.”

After he said that, he said, “Oh, by the way, if we want to buy a house, let’s do it as soon as possible. I will go to another place in a few days, and I promised to help the old man and Miss Fei to do something.”

Chen Junmei hurriedly asked, “What’s the matter? Is it dangerous?”

Li Yalin smiled and said: “Don’t worry, it’s just to investigate something, there’s nothing dangerous, you know that the old man has a grandson who has never been found, he wants me to help find it again, it’s just looking for someone, there’s no risk.”

Chen Junmei breathed a sigh of relief, looking at her daughter and son-in-law who had been so excited that she couldn’t control it and kept winking at each other, she sighed silently, stood up and said, “Okay, Lao Li, it’s getting late, let the child Let’s go back first, and we both have an early rest.”

The daughter and son-in-law didn’t think much about it, and the two of them still had a lot to talk about in private, so they agreed without thinking, and after saying goodbye, they quickly drove back to their apartment in the city.

Seeing that Li Yalin was a little absent-minded and lonely, Chen Junmei couldn’t help asking softly, “What’s wrong? Are you disappointed?”

Li Yalin smiled bitterly: “A little bit… a little disappointed, but I think it’s understandable, so I’m more confused.”

Chen Junmei nodded and said seriously: “Old Li, never test human nature. Human nature is like this real world. It can be as small as the dust, and it can be as big as the universe.”

Speaking of which, she changed the topic and said seriously: “But even the universe has boundaries!”